Who Will Fix My House After a Natural Disaster?

• Author: Michael Bordonada
• Posted: 2024-07-05

If you have suffered damage from a natural disaster, the most important thing you can do is to contact your insurance provider right away. While it may be tempting to wait until the natural disaster is over, it is better to start processing your insurance claim as soon as possible. After a disaster, document the damages and make sure you save all receipts and invoices. These are valuable documents for the insurance company or FEMA when you file a claim.

Before hiring anyone to come and fix your house after a disaster, always read the fine print. Avoid paying cash upfront, and instead pay a deposit on your credit card. Be sure to choose a reliable contractor, and prioritize repairs that will last. Eventually, your money will run out, and you'll have to pay for the repairs. Likewise, don't hire a fly-by-night contractor, as he or she may leave you with an unfinished job.

The insurance company should send an adjuster to inspect the damages. Sometimes, it takes several days to schedule an appointment, so make sure you call the company as soon as possible. If you're dealing with a disaster that displaced you from your home, your insurance company may be able to reimburse you for your living expenses and food expenses. Be sure to save all of your receipts so you can get the appropriate reimbursements.