What Happens to My House After a Hurricane?

• Author: William Asher
• Posted: 2024-07-05

When you have your home damaged by a natural disaster, you may be wondering: what happens to my house after a hurricane? Whether your house is destroyed by a tree that fell on it, faulty wiring that started a fire, or the power outage caused by hurricane Harvey, there are things you can do to recover. Your homeowner insurance policy will determine what happens to your home after a natural disaster.

First, you should contact your insurance company. You can apply for government aid if your insurance provider does not offer you a flood insurance policy. You can also contact your mortgage servicer and request payment options. You may be faced with a foreclosure if you do not pay your mortgage after a natural disaster. Regardless of your situation, filing a claim early can help you avoid the hassles and frustration of dealing with the financial mess that may result from the storm.

The next step is to evaluate the damages to your property. If you rent your house, you'll probably have to replace the contents yourself, but if you own it, you will need to prepare for sale or relocation. The steps for selling your home will depend on what type of damage it sustained, as well as the extent of damage. The best way to document the damage and make sure you have an accurate estimate of the costs of repair is to take photos or write down the damages.