Who Benefits From Disaster Relief Programs?


When a disaster strikes, federal agencies provide a range of assistance to help those affected. Five major disaster assistance programs are offered to assist various types of disaster victims. The government should vary disaster assistance according to the severity of disaster losses. Disaster aid should be based on an individual's financial loss, not on class or income. Higher-income individuals are generally subject to higher taxes, so the government bears more losses than low-income individuals.

Disaster relief programs can help victims of natural disasters with housing and other necessities. Some disaster relief programs even provide temporary relief to property owners. Disaster assistance programs include free legal services, unemployment benefits, and re-employment services. Disaster assistance programs also provide supplemental federal disaster grant assistance for the removal of debris, re-employment services, and emergency protective measures. The programs help families cope with the loss of their homes, lives, and property.

During a natural disaster, a person who is eligible for the Supplemental Nutrition Assistance Program (SNAP) will receive a month's worth of benefits on a debit-type card. Applicants typically have about a week to apply, and then receive benefits within three days. School meal programs also provide free meals to children. The individual and household disaster assistance programs are crucial in helping those affected by natural disasters.

For those who have lost their homes or are still in need of money to pay for damaged property, the SBA's Disaster Assistance Program can help. USDA-RD's disaster assistance programs can provide financial assistance for homeowners to rebuild their property. The USDA also offers loan assistance to low and middle-income homeowners to make repairs that their insurance doesn't cover. In some cases, these loans can be used to replace damaged business assets and inventory.





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